The motive behind stealing your credit card information is easy to understand, but why would someone want your medical information? Criminals can use your identity and insurance to obtain treatment and medications, often at numerous locations. In addition to being charged for services you did not receive, this activity is recorded in your medical records, creating confusion for providers and caretakers. Having to prove that you did not get the care in question is complicated for the victims, and they may end up paying incorrect bills.
Scams have been around as long as humans have had goods and currency to trade. From literal snake-oil salesmen on the American frontier, to worldwide Ponzi schemes, a few bad people will always be willing to try to get something for nothing. Scams have evolved through history as our way of life has changed, and in 2015 criminals employ a mix of new and old methods.
Youth has its advantages, as we all know, but having to pay full price isn’t one of them. Whatever seniors choose to do, chances are good they can do it for significantly less thanks to senior discounts—whether its travel, dining, shopping, going to the movies or buying a carton of milk at the grocery store.
You mastered your career. You raised your family. Retirement, that chunk of life set aside to do what you want, when you want is just around the corner. For so long you envisioned it as the finish line, but the truth is that retirement marks the start of a whole new life, one where your old routines won’t apply.
We talked with some experts on retirement to get their take on common mistakes people make when preparing for retirement, the challenges they’ll face when it begins, and tips for getting the most out of your new post-career world. Continue reading
By the age of 50, most people are feeling the effects of a lifetime of hard work and are looking forward to their vision of retirement. Whether yours includes quiet mornings spent fishing, world travel, or some other picture of serenity, the decisions you make and the plans you lay from the age of 50 forward are critical to achieving the retirement you want.
We talked with thought leaders in the financial field to get their take on the most important questions people over 50 face, and how you can set yourself up for retirement success.
The grocery budget. Most of us have one, and it’s probably safe to say that all of us wish we could stretch it out, especially if you’re on a limited income like social security benefits and/or the proceeds of a reverse mortgage. After all, who doesn’t want more when it comes to groceries? The good news is that there are simple ways, and a few actions, that you can take to extend your grocery budget. Try a few of these suggestions!
In this space, we’ll attempt to explain some of the intricacies of the reverse mortgage and keep you up to date with what his happening in this small part of the mortgage world. We’ll also discuss some general topics that are focused on aging, health, travel, etc. that you might find useful in your day to day life.
Our goal is to educate our readers about reverse mortgages so that they can make well-informed decisions when considering a reverse mortgage. We love feedback, so we encourage you to share your thoughts on our posts or other matters. If you have a reverse mortgage topic that you would like to see discussed, please contact us.